Lately I have been thinking a lot about the future...in specific, the R word... you guessed it, RETIREMENT. Now, I know some of you are thinking that it is way too early to be thinking of retirement, but really it's not. There are so many things to consider when thinking about retirement...rates of return, inflation, life expectancy, quality of life, cost of living, employer contribution, lack of Social Security Benefits etc. I have been thinking a lot about these things lately and am feeling a little stressed out. I know, I know, retirement is a long way off and who knows how things will change before then.... BUT I do know, that to have a decent, retired life, you must plan early. So, where do I start? Well, Spencer and I are thinking of meeting with a financial advisor of some sort, so we can get this whole thing organized. Does anyone know someone who does this, and is good at it? I can't wait to get this all figured out I will sleep better.... both now and when I retire!
Also, does anyone else feel like this last presidential elections campaigning was the longest of all time?? My gosh, I feel like I have been listening to the same arguments for decades. Well, after all this work for both parties, the election is over and regarless of who won or didn't win I am SO GRATEFUL it is over.....ahh...a sigh of relief....
In other news, we got the first snow of the season last night. It was beautiful! AND there are officially 15 days until we leave for Hawaii..... another sigh of relief...
Okay, so we didn't get this much, but maybe on top of Timp..
Ahh Hawaii awaits....
7 months ago
4 comments:
Well I have a great 401k set up with an investment that is at a moderate risk but I did it through my work (old work) and I loved that they did it all for me. Some employers will match what you put in to it and thats what I did. I only set aside 5 percent of my income, with them matching it was 10 percent so it was a modest start. I started setting aside when I was 16 so it is not that early to start planning for retirement. We plan on setting aside about 20 percent or so when Jake gets into his field. That palm tree is looking better each day ehh? Hello swimsuit here we come!
I do not know a financial advisor (although I think you are brilliant for thinking of such things...) BUT I felt like the election was 10 years long too! I was going CRAZY! By the end I didn't even care who won. Just let it be over. FINALLY!
I'm so jealous you get to go to Hawaii, that will be so fun! And warm!! I think that's very smart that you are thinking about finances and all that, I do my investments and all that through work, so I don't know who to recommend, but if I find someone or hear of anyone, I'll let you know!
My financial guy is really good, and he does all the retirement stuff- my parents use him, too. (I think my dad taught his kids in school.) If you want his contact info, let me know- this will force you to call me! I really like him.
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